Most businesses work with banking, credit unions or other financial institutions for deposits, cash management, trust services or traditional lending. Business credits can be structured in a variety of ways each involving specific terms, conditions and covenants. Banks and other regulated financial institutions are subject to very stringent and continually changing regulatory requirements. Business borrowers should understand and evaluate the technical aspects of the various types bank or institutional institution products and transactions financing for their needs. They should also understand and appreciate the regulatory and best practice requirements that various lenders must follow in order to best position their “ask” and negotiate optimum terms for their financing.
Finance attorneys at The Business Law Group help clients understand, analyze, access, negotiate and structure relationships and transactions involving banks, credit unions and other financial institutions to best achieve their specific business and capitalization needs.